San Jose, California Factoring

San Jose Office Location:
2025 Gateway Place
Suite 370
San Jose, CA 95110

If you are looking for a San Jose factoring company, contact Business Factors & Finance today. With offices throughout the U.S. and Canada, Business Factors & Finance is a full-service, turn-key financial services company established in 1999. Business Factors & Finance caters to small and medium-sized enterprises (SMEs) with $50,000 to $50 million in annual revenue.

Our San Jose, California office provides a full range of services, including:

• A variety of factoring services: invoice, small-business, non-recourse and spot factoring. Factoring is the sale of outstanding invoices at a discount to a factoring company like Business Factors. It allows businesses to obtain working capital to finance their day-to-day operations and relies on the creditworthiness not of the business but of the business’s clients. Factoring with Business Factors has the following advantages:
  • Advances of up to 96% of the invoice face amount
  • Fast, easy factoring set-up
  • Low fees and complimentary credit checks on your clients
  • Available 24/7, 365 days a year
  • Advances of up to 96% of the invoice face amount
  • No upfront fees and simple credit qualifications
• Asset-based lending and accounts-receivable financing. Asset-based lending uses a company’s assets—such as its accounts receivable and inventory—as collateral. These loans are subject to a borrowing base, which is the maximum amount the business can borrow based on the value of its assets. To be eligible for asset-based financing, businesses should be operating for at least six months and have at least $1 million in annual revenue.
• Cash-flow and revenue-based lending, as well as working-capital loans. To find the best working-capital solution for your business, contact our San Jose office today.
• Purchase order (PO) financing. Purchase order financing is a way for resellers who lack cash flow to pay their suppliers to fulfill large orders. PO financing companies finance the order, allowing resellers to profit and build stronger relationships with their clients
• Small Business Administration (SBA) loans (link). These loans may require a lot of paperwork and can be hard to qualify for, but we can help you prepare a winning application.

Business Factors has expertise in the following industries:

• Oil and gas
• Payroll
• Staffing
• Telecom, wi-fi and cable
• Information technology, including SaaS
• Freight and trucking
• Government contracting
• Manufacturing

Business Factors also facilitates bridge and term loans, import and export financing and equipment purchasing and leasing. Services are available 24/7, 365 days a year. Contact one of our executives today or fill out an application to get a quote. The San Jose office also serves Sacramento, San Francisco and other locations in Northern California.