Please read these Terms and Conditions carefully before using this Website. By accessing and using the Website, you hereby agree to fully comply with the Terms and Conditions outlined below governing this Website. Furthermore, Business Factors, Inc. reserves the right to change these Terms and Conditions at its sole discretion, without prior notice at any time.

1. No Representations or Warranties

All content or information contained within this Website, and all linked Websites, is provided “as is” with no representations or warranties of any kind, either expressed or implied, including but not limited to, the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. You assume total responsibility and risk for your use of this Website and site-related services and tools. Business Factors, Inc. does not warrant or represent that the content in this Website, and all linked Websites, is accurate, complete, correct, or reliable. The content in this Website, and all linked Websites, is intended for informational purposes only.

2. Limitation of Liability

Business Factors, Inc., its related parties, officers, employees, and sub-contractors are neither responsible nor liable for any direct, indirect, incidental, consequential, special, exemplary, punitive or other damages arising out of or relating in any way to the Website, the inability to access the Website, site-related services and tools, content or information contained within the Website, and/or viruses contracted from the Website. Your sole remedy for dissatisfaction with the Website, site-related services and tools, and/or all linked Websites is to stop using the Website and/or those services.

3. Indemnification

By using this website you agree to indemnify, defend, and hold harmless Business Factors, Inc., related parties, officers, employees, and sub-contractors against all claims, action, liabilities, losses, expenses, damages and costs, including but not limited to attorneys’ fees, that may be incurred at any time due to virus or any other destructive features resulting from your access to, or use of this Website, or any Website linked to this Website.

4. Ownership

Business Factors, Inc. owns and operates this Website. As owner, Business Factors, Inc. reserves the right to change, discontinue, suspend, or terminate any aspect of the Website, including the availability of any site-related services and tools, without prior notice at any time. All trademarks, trade names, and logos displayed on this site are proprietary to or licensed to Business Factors, Inc. You must not use any such trademarks, trade names, logos, including when providing links to the Business Factors’ website, unless you have first obtained approval to use such items. Such approval may thereafter be restricted, modified or terminated by Business Factors, Inc. The copyright in this Website, its contents, including, without limitation, all graphics, text, and computer programs contained therein, the underlying code, the pages displaying this Website, and the arrangement of this Website, is owned by Business Factors, Inc. and protected under U.S. copyright and other applicable laws. You may not modify or use the pages, text, images, or content from this site for any unauthorized purpose — doing so is a violation of Business Factors, Inc. copyrights and other proprietary rights.

5. Third Party Links

Business Factors, Inc. does not control or own any linked Websites. As such, Business Factors, Inc. does not investigate, monitor, or endorse the accuracy, content, or opinions of such Websites, and all linked Websites. Your decision to use links to other Websites from this Website is made at your own risk.

6. Links to Business Factors

Any links to the Business Factors’ Website must be used in such a manner to complement Business Factors’ business, and not compete with, detract, or divert business from Business Factors. Business Factors may, in its sole discretion, terminate your right to use the Business Factors logo and trade name at any time for any reason. Upon termination, you shall immediately cease all further use of the logo and trade name. You hereby grant to Business Factors the right to link to your Website under the same Terms and Conditions stated above.

7. Jurisdiction

Unless otherwise specified, Business Factors, Inc. controls and operates this site from its offices within Los Angeles County, California, United States of America. Business Factors, Inc. does not claim that materials in this site are appropriate or available for use in locations other than states in which Business Factors, Inc. is qualified to conduct business. If you choose to access this Website from other locations, you do so on your own initiative, and you are responsible for compliance with any applicable local laws. The laws of the State of California govern these terms. If you take legal action relating to this Website or these Terms and Conditions, you agree to file such action only in state or federal courts located in Los Angeles County, and you consent and submit to the personal jurisdiction and venue of such court for the purposes of litigating any such action.

8. Use of Information

Any information submitted to Business Factors, Inc. via this Website shall become and remain the property of Business Factors, Inc. Business Factors, Inc. shall be free to use such information for any purpose. Business Factors, Inc. shall not be subject to any obligations of confidentiality regarding such information, except as required by law. Users should be aware that information sent by E-mail may not be secure and may be intercepted by third parties.